Calculate your Stamp Duty
| Band | Rate | Tax |
|---|
Current rates (from 1 April 2025)
| Part of the price | Standard rate | First-time buyer |
|---|---|---|
| Up to £125,000 | 0% | 0% (up to £300,000) |
| £125,001 to £250,000 | 2% | 0% |
| £250,001 to £925,000 | 5% | 0% up to £300,000, then 5% up to £500,000 |
| £925,001 to £1.5 million | 10% | Standard rates if the price is over £500,000 |
| Over £1.5 million | 12% |
Additional properties, such as second homes and buy-to-let, pay 5% on top of each band if the price is £40,000 or more. Non-UK residents pay a further 2%.
Who counts as a first-time buyer?
Everyone buying must never have owned a home in the UK or anywhere else, and must be buying it as their main home. The relief only applies if the price is £500,000 or less.
Scotland and Wales
Stamp Duty applies in England and Northern Ireland. Scotland has Land and Buildings Transaction Tax and Wales has Land Transaction Tax, with different rates.
When it is paid
Your conveyancer usually pays it for you after completion. It must be paid within 14 days. Add it to your moving budget.
This calculator is a guide for residential purchases in England and Northern Ireland. It does not cover every case, such as shared ownership, mixed-use property or buying several homes at once. Check GOV.UK or ask your conveyancer before you rely on it.
Frequently asked questions
How much Stamp Duty will I pay on a £300,000 home?
Moving home, £5,000. A first-time buyer pays nothing on a £300,000 home.
Do first-time buyers pay Stamp Duty?
Not on the first £300,000, if the price is £500,000 or less. 5% is paid on the part between £300,001 and £500,000.
Can I get the second home surcharge back?
If you buy a new main home before selling your old one, you may be able to claim the surcharge back if you sell the old home within the time limit. Ask your conveyancer.
Useful pages
